LOW OR NO CREDIT SCORE :s.sdcpm.com/lowcredit

1: How can I qualify if my credit score is below the level specified in the minimum requirements on youVacancy list?

    If you have NO credit score, we will assume your score is 550

     A:  If the minimum required score is 650, Get a cosigner(s) who resides in California, whose  average scored combined                  with all co-applicants is at least 650 
           (i) If the average score of the co-applicants (excluding cosigner(s) is less than 500 you will also need to pay 6 months                   rent in advance) 
          (ii) It is ok for the same cosigner to cosign for more than one co-applicant/roommate if needed but if you provided 
                a different cosigner we will ask each cosigner to sign the rental agreement and those cosigners  will still be                                responsible even if you move out in the future unless a replacement cosigner is found and approved  
  
   B: For properties that allow at least a one-year lease, you pay one year's rent in advance plus an extra  security deposit
        Of twice the monthly rent OR

    C: If the gross monthly income of all co-applicants exceed ten times the monthly rent OR

   D: If the minimum required score is 550,
        1: You pay an extra security deposit equal to one month's rent which will be   credited back to you after  12 consecutive                  on-time rent payments.
        2: You are in Section 8, have rented with SDCPM in the last 12 months and are currently on the rent due with SDCPM 
        3: Get a cosigner(s) who resides in California, whose  average scored combined with all co-applicants is at least 550
             If the cosigner's score is over 725 it does not matter what the average score is