1: You will be charged 100% of  the pro-rated cost to repair  (replace if needed) your garbage disposal if the cause of the blockage is due to something FOUND in the disposal  for example  toy, bottle top,              metal part  (other than if that part is part of the disposal itself), aquarium gravel 

2: You will be charged 50% of the cost of the  pro-rated cost repair (replace if needed) if the vendor says that possibly too much food was pushed down the disposer

3: You will be charged 0% if none of the above apply and the repair person states any of the following: ,
    A: Nothing was found inside the disposal 
    B: Disposal was rusted inside
    C: Impellers were frozen 
    D: Metal parts  were found and the vendor either believes them to be from the disposal or is not sure if they were or not