1: We allow co-signers (who must live in California)
      A: To raise the average Fico score of the applicants and co-signer to reach the minimum required
      B: To raise the gross income of applicants to reach the minimum required. (See use 50% of the verified co-signers gross income)
           the minimum 

2: In case of default  the co-signer can be sued in Small Claims Court but the maximum amount that can be won is $2,500 and if the
    landlord wants to claim more than $2,500 the claim must be done in Superior court, or the account can be sent to collections on a contingency
    fee basis